NYC Trucking Funding

Capital for New York City
trucking operators.

From Port Newark-Elizabeth drayage to Hunts Point reefer fleets to last-mile box-truck operators in Manhattan and the outer boroughs. Goliath funds NYC-metro carriers in 24 hours — Bronx, Brooklyn, Queens, Newark, Elizabeth, Jersey City.

  • 6+ months operating
  • $15K+ monthly deposits
  • 500+ credit score floor
  • Same-day wires before 1 PM ET

Risk-free, no-commitment application. No hard credit pull to check options.

$10B+ deployed

Across 50 states

24-hour approvals

Most offers same-day

Direct lender

Not a broker

No upfront fees

Zero application cost

Why NYC trucking companies choose Goliath

Capital that understands the country's hardest freight market.

The Port of New York and New Jersey is the largest container port complex on the East Coast and the third-largest in North America, handling more than 9 million TEUs annually through Port Newark-Elizabeth, the Bayonne and Howland Hook terminals, and the broader Jersey-side container infrastructure. On the New York side, Hunts Point in the Bronx hosts the largest food distribution hub in the world — the produce, meat, and fish markets feed virtually every restaurant, bodega, and grocery store in the five boroughs. Layered on top: last-mile and middle-mile parcel delivery serving the densest retail consumption market on earth.

And every single move costs money — Holland Tunnel and Lincoln Tunnel tolls, the new Manhattan Central Business District congestion pricing zone, Verrazzano and George Washington Bridge crossings, fuel at NYC-area prices, and parking tickets that show up on the monthly P&L like a tax. Net-30 broker remittance against daily, hourly cash burn. We bridge it.

The freight lanes we fund every week

Drayage carriers between Port Newark-Elizabeth and the Jersey-side warehouse cluster (Newark, Elizabeth, Carlstadt, Secaucus, Carteret). Reefer fleets hauling out of Hunts Point into Manhattan restaurants and outer-borough retail. Last-mile and final-mile box-truck operators serving Amazon DSP contracts, FedEx ground, and the parcel networks across all five boroughs. Construction-haul carriers feeding the steady NYC build pipeline. Bonded carriers tied to JFK air cargo. OTR fleets running the I-95 corridor north to Boston and south to Philadelphia, Baltimore, and the Mid-Atlantic.

What our typical NYC trucking deal looks like

A 15-truck Port Newark drayage operation in Elizabeth taking $200,000 to bridge a slow February import month and pre-fund chassis fees. A Bronx-based last-mile DSP borrowing $60,000 to add five box trucks ahead of a Q4 Amazon volume ramp. A Hunts Point reefer carrier using $80,000 to cover a quarterly IFTA, insurance, and 30 days of operating runway. A multi-fleet operator headquartered in Maspeth consolidating five stacked advances into a single $500,000 18-month facility, cutting daily debits by more than half.

Minimum qualifications

  • 6+ months in business
  • $15,000+ monthly revenue
  • 500+ credit score
  • 4 months of bank statements
The NYC trucking advantage

A direct lender that understands tolls, congestion, and density.

The big national finance companies underwrite NYC carriers from desks in Atlanta or Dallas. They flag toll expenses as excessive. They don't account for parking-ticket accruals. They treat congestion pricing as a temporary issue. They down-rank operators with high cost-per-mile because they don't understand that NYC carriers price loads accordingly. We've been reading NY-NJ carrier deposits for fifteen years.

NYC-metro carriers clearing $30K–$50K monthly typically qualify for $50K–$100K in working capital. Fleets clearing $100K+ access $200K and up. Consolidation deals routinely cut daily debits by 30–50% on day one for over-stacked operators. No metro-surcharge pricing — just clean offers from a direct lender that already underwrites the toughest freight market in the country every week.

NYC trucking funding FAQ

Questions worth answering.

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Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.