Capital for Orlando
restaurant operators.

Orlando is two restaurant markets in one. There is the tourism economy — the operators on International Drive, the chefs and concepts inside Disney Springs and Universal CityWalk, the steakhouses and themed venues that fill up when the Orange County Convention Center is booked and empty out when it goes dark. And there is the local-Orlando economy — Mills 50's Vietnamese corridor, the chef-driven independents on Winter Park's Park Avenue, the bar-and-restaurant cluster on College Park's Edgewater Drive, the new ground-floor concepts in Lake Nona's Town Center, and the brunch and dinner spots in Audubon Park, Thornton Park, and the Milk District. Both halves of that market run on different rhythms, and we underwrite both.

Goliath has been funding Florida restaurants since 2009. Our underwriters read Orlando-area deposit statements daily and recognize how IAAPA week, spring break, the slow September dip, and Halloween Horror Nights all show up in the bank. We don't ask operators to explain the August lull or the January convention surge — we already know what they look like and we size offers accordingly.

The neighborhoods we fund every week

Tourism-driven concepts along International Drive and adjacent to Disney Springs and Universal CityWalk. The Vietnamese restaurants, ramen shops, and chef-driven independents that have made Mills 50 one of the most exciting food corridors in the Southeast. Winter Park fine dining on Park Avenue and Hannibal Square. College Park bistros, wine bars, and bakeries on Edgewater Drive. The rapid restaurant growth at Lake Nona Town Center and the Medical City corridor. Convention Center steakhouses and corporate-lunch operators along Universal Boulevard. We fund all of them on the same six-month, $15K-deposit framework.

What our typical Orlando deal looks like

A Mills 50 operator drawing $60,000–$140,000 to open a second location in the Hour Glass District. A Winter Park fine-dining concept bridging the late-summer lull with $45,000 against fall reservations. A Lake Nona ground-floor restaurant pulling $200,000 of build-out capital for a sister concept. An I-Drive operator gearing up for IAAPA with $80,000 of payroll bridge. A College Park bistro replacing a kitchen line with a same-day $40,000 wire. These are the deals we close most weeks for Orlando-area restaurants.