Denver / Front Range Funding

Capital for the Mile High City,
at Front Range pace.

Goliath is a direct lender writing $10K to $1.5M across the Denver metro. From LoDo and RiNo to Cherry Creek, the Tech Center, and the Boulder corridor — funded in 24 hours, underwritten from bank statements.

  • $10K to $1.5M in 24 hours
  • Deposit-based underwriting
  • No tax returns required
  • 500+ credit floor

Risk-free, no-commitment application. No hard credit pull to check options.

$10B+ deployed

Across 50 states

24-hour approvals

Most offers same-day

Direct lender

Not a broker

No upfront fees

Zero application cost

Why Denver businesses choose Goliath

A direct lender for the most balanced economy in the Mountain West.

Denver has built itself into the most economically balanced metro in the Mountain West. Energy through the DJ Basin operators and the broader oil-and-gas supply chain. Aerospace through Lockheed Martin's Waterton operations, Ball Aerospace, the Air Force Academy supply chain, and a long roster of suppliers across the Northern Front Range. Tech through the corridor that runs from RiNo and LoDo out through Boulder and Louisville. Hospitality through one of the most credible restaurant, brewery, and outdoor-industry economies in America. Construction through a decade of continuous growth that has remade the Front Range. And the outdoor and recreation industry that defines the cultural and consumer character of Colorado.

Goliath was built to underwrite that breadth. We are headquartered in Miami at 3250 NE 1st Avenue, Suite 307, but our underwriting team works Denver files every business day on Mountain time. We know the difference between a RiNo restaurant's deposit signature and a Boulder corridor SaaS operator's recurring revenue pattern. We know which Denver banks clear ACH same-day. We know how to read DJ Basin energy-cycle deposits and aerospace customer-pay timelines. That granular local knowledge separates a structured offer from a generic decline.

Denver's submarkets, by what they actually need

LoDo and Downtown carry the legacy professional, hospitality, and convention-services base. RiNo has been reinvented in the last decade into the city's modern restaurant, brewery, and creative-services neighborhood — the Brewery Row corridor, the food halls, and a deep design and creative-agency cluster. The Highlands and LoHi carry independent restaurants, retail, and neighborhood services. Cherry Creek anchors luxury retail, wealth management, specialty medical, and high-end hospitality.

The Denver Tech Center carries corporate offices, financial services, healthcare, and a deep professional-services base. The Boulder corridor through Louisville and Broomfield anchors the tech, aerospace, and SaaS engine of the Front Range. Stapleton/Central Park and the eastern suburbs run residential services and consumer retail. Aurora carries logistics, healthcare, and a deep ethnic-business community along Havana Street. The Northern Front Range through Westminster, Thornton, and Northglenn anchors construction, manufacturing, and the energy and aerospace supply chain. Every one of these submarkets sits in our pipeline every month.

What makes Denver underwriting distinctive

Denver businesses tend to run on rapidly growing deposit signatures — a function of the metro's continuous population growth and the operators scaling alongside it. National lenders running rigid average-daily-balance rules consistently underprice operators whose recent months show 30% to 50% growth over older months. Our underwriting reads the trajectory. We also calibrate to outdoor-industry seasonality and energy-cycle volatility where they appear. We do not require tax returns or P&Ls on positions under $250K and we do not run hard credit pulls until you have chosen a term sheet.

Minimum qualifications

  • 6+ months in business
  • $15,000+ monthly revenue
  • 500+ credit score
  • 4 months of bank statements
How it works

From RiNo to your account in a single working day.

  1. 01

    Apply in 5 minutes

    One-page application, four bank statements, ID, voided check. No tax returns required.

  2. 02

    Same-day review

    Denver-experienced underwriters work your file the same day — most applicants receive offers in 2-4 hours, Mountain time.

  3. 03

    Choose your structure

    Multiple offers — fixed weekly, daily revenue-flex, terms 3 to 24 months. Pick the structure that fits.

  4. 04

    Wire same day

    Sign before noon MT, funds typically wire same day. Later signings land next business morning.

Industries we fund in Denver

The Front Range's economic breadth, fully covered.

No single industry defines Denver. Our Denver book mirrors the metro's balance.

Energy and oilfield services

DJ Basin operators, oilfield-services firms, equipment companies, midstream contractors, and the engineering and consultancy base across the Northern Front Range. Equipment, mobilization, and customer-pay bridges.

Aerospace and defense

Aerospace suppliers, machine shops, contract manufacturers, engineering and consulting services, and the broader Lockheed, Ball, and Academy supply chain. Equipment financing and customer-pay bridges.

Tech and software

The Boulder corridor SaaS, IT services, fintech, healthtech, and the broader Denver tech base. Recurring revenue underwrites cleanly. Growth capital and hiring sprints.

Restaurants, bars, and breweries

RiNo restaurants and Brewery Row, LoDo dining and bars, Highlands independents, Cherry Creek upscale concepts, and the food halls and new-build hospitality across the city. Equipment, build-outs, and seasonal capital.

Construction and trades

GCs, subs, electrical and plumbing contractors, residential builders feeding the Front Range growth wave, and commercial builders across the metro. Mobilization capital and lien-bridge positions.

Outdoor and recreation

Outdoor-industry brands, gear retailers, mountain-services operators, and the recreation-adjacent consumer economy that defines Colorado. Inventory and seasonal capital.

Healthcare and dental

Independent and group medical practices, dental offices, urgent care, behavioral health, and specialty clinics across the metro and the Tech Center. Build-outs, equipment, and insurance-receivable bridges.

Cannabis-adjacent ancillary businesses

Packaging, equipment, real estate services, security, IT, professional services, and the broader ancillary supply chain serving Colorado's legalized cannabis market. We fund the ancillary ecosystem; we do not fund plant-touching operators.

Estimate your funding

See what you could qualify for.

A real-time indicator based on monthly revenue and time in business. Apply for an exact offer in under five minutes.

$15K$5MM+
6 mo10+ yr

Conservative

$42,000

Likely offer

$53,813

Upper range

$65,625

Get an exact offer

Estimates only — actual offers depend on full underwriting.

Denver funding FAQ

Questions worth answering.

Take the field

Your next chapter is one
application away.

Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.