Capital for the LA basin,
from Venice to Vernon.

Los Angeles is the most industrially diverse metro in the United States and the only American city that is simultaneously a top-five entertainment market, a top-five tech market, a top-five apparel manufacturing market, a top-five port logistics market, a top-five hospitality market, and one of the country's largest healthcare and automotive economies. That breadth is the point. The LA businesses we fund every month do not look like national averages, do not behave like national averages, and do not respond well to underwriting calibrated against national averages. Goliath's LA book is built around the city's actual rhythms.

Our team is headquartered in Miami at 3250 NE 1st Avenue, Suite 307, but our underwriting team works LA files every business day on Pacific time, and our LA pipeline is one of the largest non-Florida markets we fund. We know the difference between a Culver City production-services deposit signature and a Vernon manufacturer's deposit signature. We know that LA bank statements run on a longer ACH clearing cycle than the East Coast and we calibrate for it. We know which Fashion District lenders are flooding the market with one-product offers and we structure around them. That granular LA-specific knowledge is the difference between a structured offer and a generic decline.

LA's submarkets, by what they actually need

Downtown LA has reinvented itself twice over — the Arts District, the South Park residential and entertainment build, the Historic Core, and the Fashion and Flower Districts. Capital needs across DTLA cluster around build-outs, inventory, and seasonal working capital. Hollywood and West Hollywood remain the production, post-production, talent, and hospitality core of the entertainment economy. Capital needs here are production-cycle-bound and timing-driven. Santa Monica, Venice, and Playa Vista form Silicon Beach — software, content, ad-tech, media operators, and the food and retail economy that supports them. Capital needs are growth-oriented.

Culver City carries a heavy concentration of production services, post houses, and creative-services firms. Beverly Hills and Brentwood anchor luxury retail, professional services, and high-end hospitality. The San Fernando Valley — Sherman Oaks, Studio City, Burbank, Van Nuys, North Hollywood — runs production-adjacent businesses, light manufacturing, automotive, and the broadest residential-services economy in the basin. Long Beach, Carson, and the South Bay run port-adjacent logistics, manufacturing, and trades. East LA, Boyle Heights, and the southeast corridor carry legacy manufacturing, food production, and the Latino small-business economy that has built much of the city. Every one of these submarkets sits in our LA pipeline every month.

What makes LA underwriting distinctive

LA businesses tend to have lumpier deposit signatures than businesses in other major metros. Entertainment runs on production cycles. Apparel runs on trade-show and seasonal cycles. Tourism and hospitality run on convention cycles. Logistics runs on the import surge cycle. Our underwriting reads patterns, not point-in-time snapshots, which is why LA applicants frequently get approved at Goliath after declines from national lenders running rigid average-daily-balance rules. We do not require tax returns or P&Ls on positions under $250K and we do not run hard credit pulls until you have chosen a term sheet.

No single industry defines Los Angeles, and our LA book mirrors that diversity. The segments below are the ones we fund most actively each month.

Entertainment, production, and post

Hollywood and Culver City production companies, post-production houses, talent management firms, sound stages, equipment rentals, and the production-services ecosystem. We read production-cycle deposit signatures fluently.

Tech, media, and Silicon Beach

Santa Monica, Venice, and Playa Vista software, ad-tech, content, and media operators. Recurring revenue patterns underwrite cleanly and growth capital prints fast.

Apparel, fashion, and DTC brands

DTLA Fashion District manufacturers, importers, wholesalers, accessories houses, and LA-based DTC and e-commerce brands. Inventory financing, marketing acceleration, and trade-show build-ups.

Restaurants, bars, and hospitality

From Hollywood and WeHo concepts to Santa Monica beachfront, DTLA new-builds, Silver Lake independents, Koreatown institutions, and the food-truck and ghost-kitchen economy. Equipment, build-outs, and seasonal capital.

Logistics and port-adjacent trade

San Pedro Bay drayage, freight forwarders, customs brokers, trucking fleets, and warehouse/3PL operators across the Inland Empire, the South Bay, and the City of Industry. Equipment, fuel, and capacity expansion.

Healthcare and dental

Independent and group medical practices, dental offices, urgent care, behavioral health, and specialty clinics across the Westside, the Valley, and the South Bay. Build-outs, equipment, and insurance-receivable bridges.

Automotive and recreation

Independent dealers across the Valley and the South Bay, repair shops, body shops, exotic and luxury services, and powersports dealers. LA's car-driven economy supports one of the deepest auto-trade funding books in the country.

Construction and trades

GCs, subs, electrical and plumbing contractors, finish trades, and the residential builders feeding the city's chronic housing shortage. Mobilization capital and lien-bridge positions.

Beauty, wellness, and personal services

Beverly Hills aesthetics, Westside med spas, salon chains, fitness studios, and the wellness economy that defines LA's consumer culture. Inventory and growth capital.