Capital for Orlando
from I-Drive to Lake Nona.

Orlando is the most relentless growth market in Florida and one of the fastest-growing in the country. The metro added roughly 60,000 net residents last year, the theme-park economy continues to absorb infrastructure investment, Lake Nona keeps emerging as a real biotech and life-sciences cluster, and the simulation and training corridor around UCF and the Research Park anchors a defense-tech base most outsiders never see. The Orlando small-business economy that supports all of that growth needs capital that moves at the same speed — and that capital is rarely available through traditional banks.

We write that capital weekly. Goliath is headquartered in Miami's Edgewater district, three and a half hours down the Turnpike, and we underwrite Orlando applicants from the same balance sheet that funds our home market. Our underwriters know the seasonality of an I-Drive hotel, the receivable cycle of a Lake Nona medical practice, the contract structure of a CFRP simulation sub, and the build cycle of a Kissimmee residential GC. That granular Orlando context shows up in faster approvals and structures that fit local realities.

Orlando's submarkets, by the capital they need

Downtown Orlando has shifted from a Monday-to-Friday office district to a 24-hour urban core with Creative Village, the Dr. Phillips Center, the Amway Center, and a residential population that has nearly doubled in a decade. Capital needs cluster around hospitality, restaurants, and the professional services backing the city's headquarters function. International Drive is the tourism spine — independent hotels, attraction-services companies, restaurants, retail, transportation, and the supply chain feeding theme parks. Capital needs here are seasonal and timing-bound.

Lake Nona is the most distinctive submarket in Orlando — Medical City, the USTA National Campus, and a master-planned community that is now also Orlando's most active life-sciences cluster. Capital here is for medical practices, dental groups, healthcare-services companies, and the tech firms supporting them. Winter Park anchors the high-end professional-services and dining economy with Park Avenue and Hannibal Square. Sand Lake (Restaurant Row) and the southwest tourism corridor carry hospitality and entertainment. Kissimmee, Apopka, and Clermont round out the residential, trades, and Hispanic-owned small-business economy that runs the Orlando metro. We've funded operators in every one of these submarkets in the last 90 days.

Where speed matters most in Orlando

Orlando timelines compress fast. A theme-park supplier contract requires immediate mobilization. A Lake Nona medical office lease has a 10-day signing window. An I-Drive hotel needs a pre-summer FF&E refresh that has to wire by Friday. A simulation sub wins a contract with a 30-day kickoff and 60-day payable cycle. The capital answers to these timelines are not available from banks. They are available from us, and Orlando operators close them with us every week.

Orlando's economic base is broader than its reputation suggests. The segments below are the ones we fund most actively each month.

Tourism, hospitality, and attractions

Independent hotels along I-Drive and the LBV corridor, vacation rental management, attraction-services contractors, tour operators, ground transportation, restaurants in Disney Springs adjacency, and the supply chains feeding the parks. The largest single segment in our Orlando book.

Healthcare and dental

Lake Nona medical practices, dental groups across Winter Park and South Orlando, urgent care, behavioral health, and specialty clinics. Build-outs, equipment, insurance-receivable bridges, and partner buy-ins.

Simulation, defense, and training

The Central Florida Research Park ecosystem — small and mid-size simulation sub-contractors, training-systems firms, and the IT and engineering services supporting them. Government-receivable bridges and equipment financing.

Construction and trades

GCs, electrical, plumbing, HVAC, roofing, and finish trades feeding theme-park expansion, the Lake Nona buildout, and the residential explosion across Kissimmee, Clermont, and Apopka. Mobilization and lien-bridge capital.

Restaurants and food and beverage

Downtown, Restaurant Row, Winter Park, College Park, and the explosion of food halls and brewpubs across the metro. Equipment, build-outs, and seasonal working capital.

Tech and professional services

Creative Village tech firms, Lake Nona healthtech, Winter Park professional services, and the agencies and consultancies backing the city's headquarters function.

Logistics and transportation

Trucking and 3PL operators along the I-4 corridor, freight services feeding the Orlando International Airport cargo apron, and the ground transportation fleets serving I-Drive.

Retail, beauty, and wellness

Independent retail along Park Avenue and across the Mills 50 district, beauty and aesthetics, fitness studios, and Orlando-based DTC brands.