Capital for Boston
tech, hospital, and biotech subs.

Boston is one of the most demanding construction markets in the country. The Seaport district has absorbed a decade of tech and life-science tenant build-out at speeds that don't tolerate slow capital. Mass General Brigham, BIDMC, Tufts, Boston Children's, and the broader Longwood medical area run continuous expansion programs that drive specialty MEP, lab, clean-room, and infection-control demand. Kendall Square in Cambridge is the densest concentration of biotech R&D in the world and feeds an unbroken pipeline of BSL-rated and high-purity-process work. Allston-Brighton has emerged as the most active mid-rise and high-rise residential development zone in the city. Big Dig legacy infrastructure is mid-decade through a refresh cycle. And Massachusetts prevailing-wage requirements add labor cost and certified-payroll discipline to every public package.

Goliath has been funding Boston contractors for fifteen years. Our underwriters know the corporate construction-management cycle on a Seaport tech TI, the Joint Commission timing on a hospital build, the sponsor payment cadence on a Kendall biotech, and the DCAMM and MBTA payment rhythm on a prevailing-wage package. We don't ask Boston contractors to explain a winter deposit dip or a 75-day pay-app delay — we already know.

The Boston construction markets we fund

The Seaport tech tenant pipeline drives continuous TI demand for MEP, glazing, AV, and finish-out subs working corporate construction-management cycles. MGB, BIDMC, Tufts, and Boston Children's hospital expansion generates steady specialty MEP, lab, clean-room, and infection-control demand. Cambridge biotech labs across Kendall Square drive BSL-rated and high-purity-process build-out. Allston-Brighton high-rise and Harvard's Enterprise Research Campus add residential and mixed-use mid-rise demand. Big Dig legacy infrastructure refresh generates ongoing civil and tunnel-system work. And Massachusetts prevailing-wage public packages drive steady DCAMM, MBTA, and municipal trade demand.

Joint Commission timing, sponsor cycles, and the Boston cash gap

Boston contractor cash flow is layered — corporate construction-management review on Seaport TIs, Joint Commission inspection timing on hospital builds, sponsor payment cycles on Kendall biotech, and DCAMM/MBTA cadence on prevailing-wage public work. Each cycle moves on its own schedule. We fund that complexity on trailing deposit history with structures that flex around actual cycles, so the next mobilization doesn't choke when the current AR runs long.

What a typical Boston contractor deal looks like

A Seaport tech-tenant MEP sub pulling $150,000–$400,000 against three open pay applications. A Longwood hospital specialty contractor mobilizing on a Mass General lab build with $120,000 in 24-hour working capital. A Kendall biotech clean-room sub financing $80,000 of inventory and crew payroll. A DCAMM-funded prevailing-wage contractor consolidating two existing advances into a single 18-month structure ahead of the spring build season. These are the deals we close most weeks across the Hub.