Chicago Trucking Funding

Capital for Chicago
trucking operators.

From BNSF Logistics Park Chicago drayage to multi-state OTR fleets to brokerage-driven freight networks. Goliath funds Chicagoland carriers in 24 hours — Cicero, Bolingbrook, Joliet, Bedford Park, Bensenville, and the entire freight-rail hub of America.

  • 6+ months operating
  • $15K+ monthly deposits
  • 500+ credit score floor
  • Same-day wires before 1 PM ET

Risk-free, no-commitment application. No hard credit pull to check options.

$10B+ deployed

Across 50 states

24-hour approvals

Most offers same-day

Direct lender

Not a broker

No upfront fees

Zero application cost

Why Chicago trucking companies choose Goliath

Capital that understands the rail capital of America.

Chicago is the only city in North America where all six Class-I railroads converge — BNSF, Union Pacific, CSX, Norfolk Southern, Canadian National, and Canadian Pacific Kansas City. Roughly 25% of all U.S. rail freight either originates, terminates, or passes through the Chicago gateway. That makes Chicagoland the most important intermodal market on the continent and the second-largest freight hub by tonnage after the LA basin. BNSF Logistics Park Chicago in Joliet alone is one of the largest inland ports in North America, with the adjacent Union Pacific Global IV terminal adding hundreds of thousands of additional intermodal lifts per year.

Layered on top: Chicago is the brokerage capital of the country. CH Robinson, Echo Global, Coyote (UPS), Total Quality Logistics' Chicago office, and dozens of mid-sized brokerages run massive load volume out of this metro. And all of it gets paid net-30 to net-45 while drayage carriers burn diesel daily. Goliath funds the gap.

The freight lanes we fund every week

Intermodal drayage carriers working the BNSF Logistics Park Chicago / Joliet ramp and the surrounding rail-served warehouse cluster. Drayage operators at the UP Global IV, Global III, and CSX 59th Street intermodal terminals. OTR fleets running all four interstate corridors out of Chicago — I-80, I-90, I-94, and I-55 — north to Milwaukee and Minneapolis, west to Iowa and Nebraska, south to St. Louis and beyond, and east to Indianapolis, Detroit, and the broader Great Lakes. Box- truck last-mile fleets serving the dense Chicago metro retail base. Specialty refrigerated carriers tied to the Chicago meat and produce markets. Steel and bulk haulers tied to the Indiana mill base across the state line.

What our typical Chicagoland trucking deal looks like

A 15-truck Joliet-based intermodal drayage operation taking $200,000 to bridge a slow February imports month and pre-fund chassis fees. A Cicero-based owner-operator borrowing $35,000 for IFTA and a transmission rebuild. A Bolingbrook-area OTR fleet using $275,000 to add four tractors ahead of a contracted CH Robinson lane expansion. A Bedford Park drayage operator consolidating four stacked advances into a single 18-month $450,000 facility.

Minimum qualifications

  • 6+ months in business
  • $15,000+ monthly revenue
  • 500+ credit score
  • 4 months of bank statements
The Chicago trucking advantage

A direct lender that already underwrites the rail hub.

The big national finance companies underwrite Chicago carriers from Charlotte or Dallas. They don't follow BNSF Logistics Park volumes. They flag winter slowdowns as risk rather than the predictable Q1 dip they actually are. They treat intermodal-drayage deposit patterns as exotic when they're actually the steadiest segment in the Chicago market. We've been reading Midwest carrier deposits since 2009.

Chicagoland carriers clearing $30K–$50K monthly typically qualify for $50K–$100K in working capital. Fleets clearing $100K+ access $200K and up. Consolidation deals routinely cut daily debits by 30–50% on day one for over-stacked operators. Clean offers from a direct lender that underwrites the country's rail-hub freight economy every week.

Chicago trucking funding FAQ

Questions worth answering.

Take the field

Your next chapter is one
application away.

Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.