Dallas Contractor Funding

Capital for Dallas-Fort Worth
contractors and trade subs.

From DFW Terminal F to Frisco Station, Plano Legacy West to Las Colinas, TxDOT highway corridors to Mid-Cities commercial — Goliath funds DFW contractors in 24 hours. AR-bridge, mobilization, and equipment capital sized to real North Texas project cycles.

  • 6+ months operating
  • $15K+ monthly deposits
  • 500+ credit score floor
  • Same-day wires before 1 PM ET

Risk-free, no-commitment application. No hard credit pull to check options.

$10B+ deployed

Across 50 states

24-hour approvals

Most offers same-day

Direct lender

Not a broker

No upfront fees

Zero application cost

Why Dallas contractors choose Goliath

Capital that knows the North Texas build cycle.

DFW is one of the most active construction markets in the country. DFW Airport is mid-decade through a massive modernization program — Terminal F, Terminal C expansion, and ongoing airfield work — that generates federal-aviation-funded prevailing-wage demand for civil, MEP, finish, and specialty airport subs. Frisco is in the middle of one of the longest-running suburban growth cycles in American history, anchored by the Star, Frisco Station, and the Fields development. Plano's Legacy West has become a corporate HQ magnet — Toyota North America, JPMorgan Chase, Liberty Mutual, and FedEx Office — driving continuous tenant-improvement and MEP retrofit demand. Las Colinas and the Mid-Cities push steady commercial work. And TxDOT North Texas highway expansion adds civil and paving work across the metroplex.

Goliath has been funding DFW contractors for fifteen years. Our underwriters know the airport-authority payment cadence on a DFW package, the corporate construction-management cycle on a Plano TI, and the TxDOT progress-payment rhythm on a highway-corridor job. We don't ask Dallas contractors to explain a winter cash dip or a corporate-AR delay — we already know.

The DFW construction markets we fund

DFW Airport expansion generates federal-aviation-funded work across Terminal F, Terminal C, and airfield modernization for civil, MEP, finish, and specialty airport subs. Frisco growth continues across the Star, Frisco Station, and the Fields development with hotel, office, mixed-use, and retail demand. Plano Legacy West corporate HQ build-out drives Toyota, JPMorgan, Liberty Mutual, FedEx Office, and the broader corporate-tenant pipeline. Las Colinas and Irving commercial push hotel, office, and mid-cities TI work. And TxDOT North Texas highway expansion — I-635 LBJ East, US 380, Loop 9 — generates civil, paving, bridge, and site-work demand at prevailing-wage rates.

Corporate AR cycles and the DFW cash gap

The structural DFW contractor cash gap comes from corporate-AR cycles. Plano Legacy West tenants run construction-management processes that stretch pay applications past 60 days through owner-rep review. DFW Airport packages route through airport-authority and FAA approval. Frisco corporate tenants add their own AP cycles. We bridge that gap on deposit history with structures that flex around corporate and authority payment cadence, so the next mobilization doesn't choke when the current AR runs long.

What a typical DFW contractor deal looks like

A DFW airport MEP sub pulling $150,000–$400,000 against three open pay applications. A Plano Legacy West TI contractor mobilizing on a corporate HQ build-out with $80,000 in 24-hour working capital. A Frisco Station hotel sub financing $60,000 of FF&E install crew payroll. A TxDOT highway-corridor civil contractor consolidating two existing advances into a single 18-month structure ahead of the next bid letting. These are the deals we close most weeks across the metroplex.

Minimum qualifications

  • 6+ months in business
  • $15,000+ monthly revenue
  • 500+ credit score
  • 4 months of bank statements
The DFW contractor advantage

A direct lender that knows the metroplex.

National lenders pricing DFW contractors are working off generic models that don't capture corporate construction-management cycles, DFW airport-authority payment cadence, or TxDOT progress-payment timing. They flag the long AR as risk. They down-rank Plano TI subs because corporate construction management doesn't fit their templates. We underwrite DFW contractors with people who know the difference between a corporate-AR delay and a structural problem.

DFW contractors with $100K–$200K monthly deposits routinely qualify for $200K to $400K in AR-bridge capital. Airport subs access bond-strengthening structures and Davis-Bacon-aware capital. Multi-unit DFW trade groups consolidating stacked advances cut combined daily debits 40–60% on day one. No North Texas pricing penalty — just clean offers from a direct lender that has funded this market for fifteen years.

Dallas contractor funding FAQ

Questions worth answering.

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Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.