Capital for Fort Lauderdale
restaurant operators.
From $10K equipment buys to $500K Las Olas build-outs. Goliath funds Fort Lauderdale restaurants in 24 hours — Las Olas to Wilton Manors, Cypress Creek to Flagler Village. A direct lender twenty minutes from your dining room.
- 6+ months operating
- $15K+ monthly deposits
- 500+ credit score floor
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital tuned to the Broward calendar.
Fort Lauderdale restaurants live on a rhythm that almost no out-of-market lender can read correctly. Season runs from the Fort Lauderdale International Boat Show in late October through Easter — five months when Las Olas covers are booked two weeks ahead, hotel occupancy on the beach pushes 90 percent, and your line cooks are running double shifts. Then May hits, snowbirds head north, and the city's restaurants spend the summer running lean, surviving on locals, and quietly preparing for the next hurricane warning. Banks treat that swing as risk. We treat it as a documented pattern.
Goliath has been funding South Florida restaurants since 2009. We're headquartered in Miami, less than 30 miles south on I-95, and our underwriters read Broward deposit statements every day. We don't ask Fort Lauderdale operators to justify why August deposits drop 35 percent from February — we already know. We don't penalize concepts because they sit on the wrong side of the Intracoastal. And we don't shrink our offers because the deal looks "seasonal" on a national pricing grid.
The neighborhoods we fund every week
Fine dining and waterfront concepts on Las Olas Boulevard and the Intracoastal. Downtown breweries and gastropubs feeding the Brightline crowd at the new station. Wilton Manors independents on Wilton Drive — brunch-heavy concepts, dinner spots, and the LGBTQ-anchored hospitality district that drives the city's most consistent year-round covers. Office-park and corporate-lunch operators in Cypress Creek and along Commercial Boulevard. New ground-floor concepts in Flagler Village and the FAT Village arts district. Beachside operators on A1A and the Galt Ocean Mile dealing with hotel-driven volatility. We fund all of them on the same six-month, $15K-deposit framework.
What our typical Fort Lauderdale deal looks like
A Las Olas operator drawing $100,000–$200,000 to refresh a tired dining room before season. A Wilton Manors brunch concept bridging June and July with $40,000 against October reservations. A Cypress Creek catering kitchen replacing a walk-in cooler with a same-day $35,000 wire. A Downtown brewery pulling $250,000 of working capital to open a second taproom in Flagler Village. These are the deals we close most weeks for Broward restaurant operators.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that doesn't penalize the season.
National lenders price Fort Lauderdale restaurants from underwriters who have never crossed the Andrews Avenue bridge. They see a 35 percent summer dip and call it a credit problem. They flag waterfront concepts as "exotic" and add basis points. They demand collateral on deals where the right structure is unsecured working capital sized to your snowbird-season cash flow. We underwrite Broward restaurants from twenty miles south, by people who eat at them.
Fort Lauderdale operators with $30K–$50K in monthly deposits routinely qualify for $50K–$100K in working capital at competitive factor rates. Operators above $100K monthly deposits access $200K and up, often structured over 12–18 months. Multi-unit Broward groups consolidating stacked advances typically cut daily debits 30–50 percent on day one. No out-of-market pricing penalty, no seasonality surcharge — just clean offers from a direct lender who knows the city.
Questions worth answering.
Related funding resources
Restaurant Funding Overview
The full menu of products available to restaurant operators nationwide.
Fort Lauderdale Business Loans
Funding for every Fort Lauderdale industry — not just restaurants.
Merchant Cash Advance
The most-used instrument in food service. Daily-flex repayment.
Working Capital Loans
Lump-sum funding for build-outs and expansion.
Equipment Financing
Walk-ins, hood systems, POS, and full kitchen packages.
MCA Consolidation
Stacked across multiple advances? We pay them off and reset your daily.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.