Capital for Orlando
theme-park and commercial subs.
From Epic Universe ride systems to I-Drive hospitality, Lake Nona med-city to SunRail expansion — Goliath funds Orlando contractors in 24 hours. AR-bridge, mobilization, and equipment capital structured around theme-park draw cycles and federal payment timing.
- 6+ months operating
- $15K+ monthly deposits
- 500+ credit score floor
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital built around theme-park and med-city cash cycles.
Orlando is a construction market unlike any other in the country. Two of the largest theme-park operators in the world — Disney and Universal — run continuous billion-dollar expansion programs out of Reedy Creek and the Epic Universe site, generating an unbroken pipeline of work for ride-systems, scenic, MEP, civil, and finish-out subcontractors. International Drive's hotel and attraction inventory keeps the hospitality build-out pipeline full. Lake Nona has become one of the largest medical-city developments in the southeast, and the UCF research corridor continues to push simulation-center and life-science work. SunRail expansion adds federal-transit construction layered on top of all of it.
Goliath has been funding Orlando contractors for fifteen years. Our underwriters know the 60-day payment cycle on a Reedy Creek subcontract, the FF&E install cadence on an I-Drive hotel opening, the AHCA inspection timing on a Lake Nona med-build, and the FTA payment rhythm on a SunRail platform. We don't ask Orlando contractors to explain the gap between contract value and the cash actually in the account — we already know.
The Orlando construction markets we fund
Theme-park subcontracting on Disney's continuous park-refresh program and Universal's Epic Universe expansion drives demand for ride-systems, scenic, MEP, and specialty finish subs across the entire Orlando metro. I-Drive hospitality maintains an unbroken pipeline of hotel build-outs, attraction renovations, and FF&E install jobs. Lake Nona medical city continues to grow with VA, Nemours, UCF Medical, and life-science campus build-outs requiring lab, clean-room, and specialty MEP subs. SunRail commuter rail expansion adds platform, station-finish, and corridor civil work at prevailing wage. And the simulation-center cluster on the UCF research campus generates ongoing high-tech tenant build-out demand for specialty contractors.
Theme-park scheduling and Orlando cash flow
Theme-park work doesn't tolerate slow capital. When a Disney or Universal site team requests a mobilization, the sub is expected on site that week — but vendor payment runs can stretch 45 to 75 days. The same pattern plays out on I-Drive hotel pre-opening schedules and Lake Nona AHCA-driven medical builds. We fund that gap on trailing deposit history rather than pledged receivables, so the file closes fast and the structure flexes around uneven project-payment timing.
What a typical Orlando contractor deal looks like
An Epic Universe MEP sub pulling $150,000–$300,000 against four open pay applications. An I-Drive FF&E install contractor mobilizing on a hotel opening with $80,000 in 24-hour working capital. A Lake Nona med-city specialty sub financing $60,000 of clean-room equipment for the next campus phase. A simulation-center finish contractor consolidating two existing advances ahead of the next UCF research-park bid. These are the deals we close most weeks across Orange and Osceola.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that speaks theme-park cash flow.
National lenders pricing Orlando contractors are working off generic project-type models. They flag theme-park subs as concentration risk because the receivable comes from a single giant payer. They down-rank Lake Nona med-city contractors because the AHCA review cycle doesn't appear in their spreadsheets. They demand collateral on SunRail subs that should be unsecured working capital. We underwrite Orlando contractors with people who know how Disney pays, how Universal pays, and how a Lake Nona owner-rep approval cycle actually works.
Orlando contractors with $80K–$150K monthly deposits routinely qualify for $150K to $300K in AR-bridge capital. Theme-park subs access AR-bridge structures sized to the contract value, not the first net-60 payment. Multi-unit Orlando trade groups consolidating stacked advances cut combined daily debits 40–60% on day one. No theme-park-locale surcharge, no out-of-market pricing penalty — just clean offers from a direct lender that has funded this market for fifteen years.
Questions worth answering.
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