Capital for Tampa Bay
trucking operators.
From Port Tampa Bay drayage to Plant City reefer fleets to CSX intermodal carriers. Goliath funds Tampa Bay trucking companies in 24 hours — Ybor, Brandon, Plant City, Lakeland, the I-4 corridor.
- 6+ months operating
- $15K+ monthly deposits
- 500+ credit score floor
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital that understands Florida's freight backbone.
Tampa Bay is Florida's largest tonnage port — moving more than 37 million tons of cargo annually through Port Tampa Bay, including phosphate, fertilizer, petroleum, citrus, autos, and a growing container business. CSX runs its statewide rail network from Tampa, with the Yeoman Yard intermodal terminal and a corporate operational footprint that makes Tampa the freight rail heart of Florida. The I-4 corridor between Tampa and Orlando is the busiest stretch of in-state freight highway in Florida, with massive distribution-center clusters in Lakeland and Plant City — Publix's primary distribution centers, multiple Amazon fulfillment centers, and Walmart regional DC operations all anchor that lane.
And Plant City is one of the East Coast's most important produce origins — strawberries, blueberries, citrus — generating massive reefer freight volume from December through April. Tampa Bay carriers ride that wave, then need cash to bridge the summer trough. Goliath funds the bridge.
The freight lanes we fund every week
Drayage carriers between Port Tampa Bay and the Tampa-Lakeland warehouse cluster. CSX intermodal partners working Yeoman Yard and the BNSF and Norfolk Southern feeders. I-4 corridor OTR carriers running Tampa-Orlando-Daytona and onward to Jacksonville and the Northeast. Plant City and Wimauma reefer specialists during strawberry and blueberry season. Phosphate and bulk haulers tied to the Mosaic and Nutrien operations in Hillsborough and Polk counties. Auto carriers tied to the Port Tampa Bay vehicle terminal. Last-mile and final-mile fleets serving the massive Lakeland Publix DC, Amazon LAL2, and Walmart distribution operations.
What our typical Tampa Bay trucking deal looks like
An 8-truck Plant City reefer operation taking $90,000 in October to bridge into strawberry season. A CSX intermodal partner in Tampa borrowing $50,000 to cover a quarterly IFTA and pre-fund insurance. A Lakeland OTR carrier using $175,000 to add three tractors ahead of a contracted Publix DC lane expansion. A Brandon-based 12-truck fleet consolidating four stacked advances into a single $350,000 18-month facility. These are the deals we close most weeks for Tampa Bay carriers.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that understands Florida freight.
The big national lenders underwrite Tampa Bay trucking companies from Dallas or Charlotte. They don't know that February deposits hit different from August because of Plant City strawberry season. They don't follow CSX's Yeoman Yard intermodal volumes. They treat Port Tampa Bay phosphate haulers as exotic. We've been reading Tampa Bay carrier deposits since 2009.
Tampa Bay carriers clearing $30K–$50K monthly typically qualify for $50K–$100K in working capital. Fleets clearing $100K+ access $200K and up. Consolidation deals regularly cut daily debits by 30–50% on day one for over-stacked operators. No out-of-market pricing penalty, no Florida-coast surcharge — just clean offers from a direct lender that already reads I-4 freight cycles.
Questions worth answering.
Related funding resources
Trucking Funding Overview
The full menu of products available to trucking operators nationwide.
Tampa Business Loans
Funding for every Tampa Bay industry — not just trucking.
Equipment Financing Alternatives
Tractor and trailer capital when bank-rate equipment paper isn't available.
Accounts Receivable Financing
Sell your broker invoices outright instead of waiting net-30 to net-45.
Texas Trucking Funding Guide
How freight-corridor lenders think about cross-border and port-city carriers.
Working Capital Loans
Lump-sum funding for fuel buy-downs, insurance renewals, fleet expansion.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.