Capital for Fort Lauderdale
retail operators.
Inventory, buildouts, and second-location expansion capital for Fort Lauderdale retailers — Las Olas Boulevard, Galleria Mall, Sawgrass Mills, beach retail along A1A, and the marina district at 17th Street and Bahia Mar.
- 6+ months operating
- $15K+ monthly deposits
- 500+ credit score floor
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital that understands a snowbird-driven retail year.
Fort Lauderdale retail runs on a calendar that doesn't look like the rest of the country. The peak season opens with the International Boat Show in late October and runs through Easter, carrying snowbird residents, cruise passengers transiting Port Everglades, and the international yachting crowd that arrives for winter. Then May hits, the seasonal residents head north, and July and August become a different business entirely — a more local, lower-volume retail environment that demands a different operating posture. The retailers who win in Broward stock for the peak without strangling themselves through the trough.
Goliath was founded in Miami in 2009 and we fund Fort Lauderdale retail every week. We're a 35-minute drive from Las Olas, and our underwriters read Broward retail deposits the same way they read Miami-Dade ones — with a working understanding of how the season actually flows. We don't flag your June drop as risk. We already know.
The corridors and centers we fund every week
Independent boutiques and home-goods operators along Las Olas Boulevard. National-brand franchisees and independents at the Galleria Mall and inside Sawgrass Mills, one of the largest outlet centers in the United States and a top-five tourist destination in Florida. Beach-adjacent surf, resort, and swimwear shops along A1A and at Pompano Beach. Marina-district shopping along 17th Street, Bahia Mar, and the New River waterfront. Wilton Manors specialty retail. Pembroke Lakes Mall and Coral Square Mall national tenants in west Broward.
What our typical Fort Lauderdale retail deal looks like
A Las Olas boutique getting $50,000–$100,000 in September to stock for snowbird arrivals and boat-show week. A Sawgrass Mills tenant taking $150,000 in October to load up for a December tourist surge with a 30 percent international mix. A Galleria operator bridging a slow August with a $40,000 working-capital advance. A marina-district swim and resort shop buying out a partner with a $200,000 term loan over 18 months. These are the files we close every week.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that knows the season.
National lenders price Fort Lauderdale retail from underwriters who have never walked Las Olas in March or seen Sawgrass on a December Saturday. They flag the snowbird seasonal swing as risk. They demand collateral on deals that should be unsecured working capital against clean deposits. We underwrite Broward retail from a few miles south, by people who understand exactly how this market actually performs across twelve months.
Our offers reflect that. Fort Lauderdale retailers with $30K–$50K in monthly deposits qualify routinely for $50K–$100K inventory or working capital lines. Operators clearing $100K+ monthly access $200K and up. Multi-store Broward groups consolidating existing advances cut their daily debit obligations 30 to 50 percent on day one. No exotic-locale surcharge, no penalty for selling in a tourist market. Just clean offers from a direct lender that understands the curve.
Questions worth answering.
Related funding resources
Retail Funding Overview
The full menu of products available to retail operators nationwide.
E-Commerce Funding
For retailers running a Shopify, Amazon, or Etsy channel alongside the storefront.
Fort Lauderdale Business Loans
Funding for every Fort Lauderdale industry — not just retail.
Inventory Financing
Stock up for snowbird season and the December tourist surge.
Merchant Cash Advance
Daily-flex repayment that matches Broward's seasonal curve.
Seasonal Business Financing
Structured for the November-April peak and the slower summer months.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.