Capital for Miami
hotels and venues.
From boutique South Beach hotels and Brickell luxury towers to Coconut Grove B&Bs, Wynwood event venues, and Edgewater rooftop clubs. Goliath funds Miami hospitality operators in 24-48 hours — PIP capital, slow-season bridges, and growth financing from a direct lender three miles from your lobby.
- 6+ months operating
- $25K+ monthly deposits
- PIP financing available
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital that runs on Miami's high-season clock.
Running a hotel, B&B, event venue, or nightclub in Miami is a twelve-month sprint disguised as a six-month boom. From the moment Art Basel spills out of the Convention Center each December, Miami hospitality operators are working compressed cycles — Basel into New Year's into Ultra, into Spring Break, into the South Beach Wine & Food Festival, into the snowbird tail of April. Then May arrives, occupancy halves, and the operators who didn't bank capital through high season spend the summer on the edge of their daily debits.
Goliath was founded in Miami in 2009, and our underwriters have spent fifteen years reading the deposit patterns of South Florida hospitality. We fund operators along the full South Beach corridor — the boutique properties off Collins, the larger flag hotels around Lincoln Road, the Faena District properties on Mid-Beach. We fund Brickell luxury towers, the JW and Four Seasons-class operators dealing with corporate-travel recovery patterns. We fund Coconut Grove boutiques and the bay-view B&Bs along Bayshore. We fund the Edition, 1 Hotel, Faena, and Fontainebleau-class properties as well as the fifteen-room independents that compete with them on TripAdvisor.
The neighborhoods and segments we fund every week
South Beach independent boutiques and Art Deco-district restorations. Brickell and downtown high-rise hotel operators. Coconut Grove and Coral Gables luxury B&Bs. Mid-Beach Faena/Edition-corridor properties. North Beach and Surfside boutique operators. Wynwood warehouse event venues hosting Basel satellite shows and corporate activations. PortMiami cruise-terminal supply operators — provisioning, laundry, transportation, and turnaround services for MSC, Carnival, Royal Caribbean, and Norwegian ships rotating through every weekend. Brickell rooftop lounges and South Beach nightclubs that do 60% of annual revenue in five months. MIA-airport-corridor business hotels capturing layovers and last-night cruise stays. Doral and Sweetwater convention-overflow hotels picking up rooms when Convention Center occupancy spills past South Beach.
What our typical Miami hospitality deal looks like
A South Beach 40-room boutique getting $150,000–$300,000 for a Marriott-mandated PIP refresh ahead of franchise renewal. A Brickell rooftop lounge bridging a slow August with a $100,000 advance against the November F1 weekend reservations. A Coconut Grove B&B operator buying the adjacent property with a $500,000 working-capital loan structured over 24 months. A Wynwood event venue replacing a failed AV rig the week before Basel with a same-day $75,000 wire. A Mid-Beach operator consolidating three stacked advances into a single 18-month structure that cuts daily debits by 40%. These are the deals we close most weeks.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender on Biscayne, not on Wall Street.
The national lenders pricing Miami hospitality from Manhattan and Charlotte have never watched a Category 3 spin into the Florida Strait and never sat through an Art Basel preview week. They flag South Florida seasonality as risk and decline files that any local underwriter would fund in an hour. They demand collateral on PIP deals where the right structure is unsecured working capital. They attach exotic-locale pricing to operators a six-minute drive from our office.
Goliath underwrites Miami hospitality from Miami. Our offers reflect that. A South Beach boutique with $150K monthly deposits pulls a $250K–$400K offer at competitive factor rates. A Brickell luxury operator with $500K monthly clears seven figures on a 24-month structure. Multi-property Miami groups consolidating stacked positions cut daily debits by 30–50% on day one. There's no out-of-market penalty, no "hurricane zone" surcharge, no flagged decline for the July occupancy dip. Just clean offers from a direct lender three miles from your front desk.
Questions worth answering.
Related funding resources
Hospitality Funding Overview
The full menu of products available to hotel and venue operators nationwide.
Restaurant Funding
Hotel restaurant and F&B operators access the same products as standalone concepts.
Miami Business Loans
Funding for every Miami industry — not just hospitality.
Working Capital Loans
Lump-sum funding for PIP work, expansion, and slow-season bridges.
Seasonal Business Financing
Structured around South Florida's six-month revenue compression.
Bridge Funding
72-hour bridges against insurance receivables, deposits, and event revenue.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.