NYC Hospitality Funding

Capital for New York
hotels and boutiques.

From Manhattan flagship hotels along Fifth Avenue and the Upper East Side to Brooklyn boutiques in Williamsburg and DUMBO, Times Square tourist properties, and the event-driven Midtown corporate cluster. Goliath funds NYC hospitality in 24-48 hours — direct lender, no broker chain.

  • 6+ months operating
  • $50K+ monthly deposits
  • PIP and Local 6 reality factored
  • Same-day wires before 1 PM ET

Risk-free, no-commitment application. No hard credit pull to check options.

$10B+ deployed

Across 50 states

24-hour approvals

Most offers same-day

Direct lender

Not a broker

No upfront fees

Zero application cost

Why NYC hospitality operators choose Goliath

Capital that knows Fashion Week, UN Week, and the January trough.

Running a hotel in New York City means operating on the highest cost base in American hospitality and against a demand calendar that stacks more major events into twelve months than any other US market. The flagship Manhattan properties — the historic Fifth Avenue luxury blocks, the SoHo boutique cluster, the Midtown corporate towers, the Lower East Side and Bowery scene — compete for the same business-travel base while differentiating on a dozen smaller axes. Brooklyn has emerged as its own destination with the Williamsburg Hotel, the Wythe, the Ace, the William Vale, the Hoxton, and dozens of independents redefining what New York hospitality means. The economics are punishing but the demand base is the deepest in the country.

Goliath funds New York hospitality across every borough and tier. Manhattan flagship hotels managing PIP cycles on Marriott, Hilton, and Hyatt mandates. The luxury independents — the Plaza-tier properties, the Pierre, the Carlyle — managing their own capex cycles outside flag systems. The Edition-class lifestyle properties and the Public, NoMad, and Edition new-build cluster. Times Square tourist hotels running 90%+ occupancy on Broadway-show, TKDS-line, and family-tourism demand. Midtown corporate-travel hotels along Madison and Park managing Tuesday-through-Thursday corporate demand and Friday-Sunday leisure pivots. Brooklyn boutiques in Williamsburg, DUMBO, and Greenpoint serving a heavier leisure and event mix. Long Island City and Astoria flagship and boutique operators capturing Manhattan-overflow and event-week demand. East Village, Lower East Side, and Bowery boutique operators competing on lifestyle positioning. Harlem and Upper West Side boutique B&Bs and historic properties.

The segments we fund every week

Manhattan flagship and luxury independent operators on PIP and capex cycles. Brooklyn boutique operators managing leisure-heavy weekend demand. Times Square tourist-hotel operators running 85%+ occupancy year-round. Midtown corporate-travel hotels managing the Local 6 contract cost structure and the corporate-travel weekly rhythm. East Village and Lower East Side lifestyle boutiques. Long Island City and Astoria spillover hotels capturing Manhattan overflow during peak weeks. Event venues, banquet halls, and rooftop properties across SoHo, Tribeca, and the Meatpacking District. Harlem and Washington Heights boutique B&Bs. Bronx, Queens, and Staten Island mid-scale operators serving local family-event and airport-corridor demand. Property-management groups operating short-term rental portfolios where legally permitted under NYC Local Law 18. Wedding venues and corporate-event spaces across the five boroughs.

What our typical NYC hospitality deal looks like

A Manhattan 250-room flagship getting $750,000–$1,500,000 for a Marriott or Hilton-mandated PIP ahead of franchise renewal. A Williamsburg boutique bridging slow January with a $200,000 advance against February Fashion Week group blocks. A Midtown corporate hotel buying out a partner with a $1,000,000 working-capital loan structured over 24 months. A Brooklyn DUMBO operator replacing a failed elevator system with a same-day $150,000 wire. A multi-property Manhattan group consolidating four stacked advances into a single 18-month structure cutting daily debits by 40%. These are the deals we close every week.

Minimum qualifications

  • 6+ months in business
  • $15,000+ monthly revenue
  • 500+ credit score
  • 4 months of bank statements
The NYC hospitality advantage

A direct lender that respects Manhattan cost structures.

National lenders pricing New York hospitality from out-of-market desks routinely misread the NYC cost base. They flag Local 6 wage floors as a credit problem rather than a market reality. They decline Brooklyn boutiques because the deposit patterns are materially different from Manhattan. They demand collateral on PIP deals where unsecured working capital is the structure that actually fits the operator's cash flow. They miss the Fashion Week and UN Week revenue spikes entirely because the event-week pattern doesn't map to a generic seasonality model.

Goliath underwrites New York hospitality with operators who know the Manhattan and Brooklyn deposit patterns. Manhattan flagship operators with $1M+ monthly deposits pull $1M–$1.5M offers at competitive factor rates. Brooklyn boutiques with $200K monthly clear $300K+ on 24-month structures. Times Square tourist operators with high occupancy stability access $500K+ on 18-month terms. Multi-property groups consolidating stacked positions cut daily debits by 30–50% on day one.

NYC hospitality funding FAQ

Questions worth answering.

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Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.