Capital for Phoenix
resorts and ranches.
From Scottsdale spa-resort corridor (Boulders, Phoenician, Westin Kierland, Four Seasons Troon North) to Camelback Mountain destinations (Royal Palms, Camelback Inn), Wickenburg/Carefree dude ranches, and Spring Training-driven hospitality. Goliath funds Phoenix hospitality in 24-48 hours.
- 6+ months operating
- $25K+ monthly deposits
- Spa-resort and ranch financing
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital that knows the November-to-April high season cold.
Phoenix-Scottsdale hospitality runs on one of the most pronounced seasonal swings in the entire US market. From late October through late April, daytime temperatures are perfect, the snowbird migration peaks, the corporate-meeting calendar is full, the Cactus League Spring Training rotation fills March, and the wedding and destination-event calendar runs continuously. Then May arrives, temperatures climb past 100, June-July-August daytime highs consistently exceed 105, and occupancy at Scottsdale spa resorts can drop from 80%+ to under 35% within sixty days. Operators who can capitalize their way through the summer trough while loading up for the November ramp dominate the market.
Goliath funds Phoenix-Scottsdale hospitality across every corridor and tier. The Scottsdale spa-resort corridor — Boulders, Phoenician, Westin Kierland, Four Seasons Troon North, Hyatt Regency Gainey Ranch, Hilton Tapatio Cliffs — managing PIP cycles, corporate-meeting contracts, and the spa-and-wellness revenue base. The Camelback Mountain destination cluster — Royal Palms, Camelback Inn, Sanctuary Camelback Mountain, Mountain Shadows — competing on lifestyle positioning. Paradise Valley boutique luxury operators. Downtown Phoenix and Sky Harbor corridor business hotels picking up corporate-travel, convention, and airline-crew demand. Tempe and Mill Avenue boutique operators serving ASU and corporate-park demand. The Wickenburg dude-ranch corridor — Rancho de los Caballeros, Kay El Bar, and the family-owned guest ranches — and the Carefree-Cave Creek destination resort cluster. Spring Training-corridor hotels in Mesa, Goodyear, Surprise, Glendale, and Tempe.
The segments we fund every week
Scottsdale spa-resort operators on PIP and capex cycles. Camelback Mountain destination resorts. Paradise Valley boutique luxury properties. Downtown Phoenix corporate and convention hotels. Sky Harbor airport corridor business hotels with airline crew contracts. Tempe and Mill Avenue boutique operators. Wickenburg and Carefree dude ranches and family-owned guest ranches with November-through-April high-season revenue concentration. Cactus League Spring Training-corridor hotels in Mesa, Goodyear, Surprise, Glendale, and Tempe. Sedona-corridor destination resort spillover properties. Wedding and destination-event venues across Scottsdale and Paradise Valley. The Westgate Entertainment District and State Farm Stadium-adjacent operators with Cardinals event-night and Final Four / Super Bowl rotation occupancy. Property-management groups operating short-term rental portfolios across Maricopa County.
What our typical Phoenix hospitality deal looks like
A Scottsdale 300-room spa resort getting $500,000–$1,000,000 for a Marriott-mandated PIP ahead of franchise renewal. A Camelback Mountain destination resort bridging the July trough with a $300,000 advance against November and December group bookings. A Paradise Valley boutique operator buying out a partner with a $400,000 working-capital loan structured over 24 months. A Wickenburg dude ranch replacing a failed kitchen system with a same-day $80,000 wire. A Spring Training-corridor operator scaling staffing for March with a $150,000 advance. These are the deals we close every week.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that respects the desert seasonal swing.
National lenders pricing Phoenix-Scottsdale hospitality from out-of-market desks read the June-through-August trough as a structural credit problem rather than the recurring seasonal pattern it actually is. They decline Scottsdale spa-resort files because the deposit-flow seasonality looks alarming on a generic year-over-year chart. They demand collateral on PIP deals where unsecured working capital is the right structure. They flag dude ranches as non-standard hospitality.
Goliath underwrites Phoenix hospitality with operators who know the Cactus League schedule and the Scottsdale wedding calendar. Scottsdale spa-resort operators with $500K monthly high-season deposits pull $750K–$1M offers at competitive factor rates. Camelback Mountain destination operators with $300K monthly clear $500K+ on 24-month structures. Wickenburg dude ranches access $100K+ on 18-month terms structured around the high-season calendar. Multi-property groups consolidating stacked positions cut daily debits by 30–50% on day one.
Questions worth answering.
Related funding resources
Hospitality Funding Overview
The full menu of products available to hotel and resort operators nationwide.
Restaurant Funding
Resort restaurants and Phoenix F&B operators.
Phoenix Business Loans
Funding for every Phoenix industry — not just hospitality.
Working Capital Loans
Lump-sum funding for PIP work, expansion, and summer-trough bridges.
Seasonal Business Financing
Structured around the November-to-April high season and summer trough.
Bridge Funding
Bridges against forward bookings, Cactus League contracts, and wedding deposits.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.