Capital for Phoenix
trucking operators.
From Nogales cross-border carriers to TSMC semiconductor supply chain haulers to Phoenix-LA / Phoenix-Dallas OTR fleets. Goliath funds Maricopa County trucking companies in 24 hours — Glendale, Mesa, Tolleson, Goodyear, the West Valley industrial corridor.
- 6+ months operating
- $15K+ monthly deposits
- 500+ credit score floor
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital that understands desert freight.
Phoenix has become one of the most important inland freight markets in the Western U.S. — and the freight here has a very specific shape. The Nogales port of entry at the Mariposa commercial crossing is one of the largest U.S.-Mexico land ports for produce, and the resulting inbound volume — tomatoes, cucumbers, peppers, berries, grapes from Sonora and Sinaloa — generates massive reefer demand from October through May. The Tucson-Phoenix-LA lane along I-10 is one of the highest-volume freight corridors in the country. The Phoenix-Dallas lane along I-10 east is similarly dense. Maricopa County itself has exploded as a distribution market — Amazon, Walmart, Target, UPS, and dozens of beneficial cargo owners have built fulfillment and middle-mile capacity in the West Valley (Tolleson, Goodyear, Buckeye) and East Valley (Mesa, Gilbert, Queen Creek).
Layered on top: the TSMC fab in North Phoenix is dragging an entire semiconductor supply chain into the metro — construction freight, equipment hauling, and ongoing fab-supply logistics. And summer heat — 115- degree pavement for months — chews tires, fuel, and equipment.
The freight lanes we fund every week
Reefer carriers running Nogales cross-border produce north into Phoenix and onward to the LA basin and Midwest. I-10 corridor OTR fleets running Phoenix-LA west and Phoenix-Dallas- Houston east. Last-mile and middle-mile carriers serving the West Valley and East Valley warehouse clusters — Amazon, Walmart, Target, and grocery DCs. Semiconductor supply-chain haulers tied to the TSMC fab and Intel Ocotillo expansions. Specialty heavy-haul carriers serving Phoenix-area solar, data-center, and construction freight. Dry-van carriers running the I-17 corridor north to Flagstaff and onward to Las Vegas and Salt Lake City.
What our typical Phoenix trucking deal looks like
A 10-truck Nogales-Phoenix produce reefer operation taking $150,000 in October to bridge into produce season. A Mesa-based owner-operator borrowing $30,000 for IFTA, tires, and a fuel buy-down ahead of summer. A 30-truck Tolleson-area OTR fleet using $275,000 to add four tractors ahead of a TSMC supply-chain contract ramp. A Glendale-based fleet consolidating four stacked advances into a single 18-month $425,000 facility.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that already underwrites desert freight.
The big national finance companies underwrite Phoenix carriers from desks in Charlotte or Dallas. They flag summer deposit dips as risk. They don't understand Nogales produce-season cycles. They treat TSMC supply-chain deposit patterns as exotic when they're actually the fastest-growing freight segment in the Southwest. We've been reading Maricopa County carrier deposits since 2009.
Phoenix carriers clearing $30K–$50K monthly typically qualify for $50K–$100K in working capital. Fleets clearing $100K+ access $200K and up. Consolidation deals routinely cut daily debits by 30–50% on day one for over-stacked operators. Clean offers from a direct lender that already underwrites the I-10 corridor every week.
Questions worth answering.
Related funding resources
Trucking Funding Overview
The full menu of products available to trucking operators nationwide.
Phoenix Business Loans
Funding for every Phoenix industry — not just trucking.
Equipment Financing Alternatives
Tractor and trailer capital when bank-rate equipment paper isn't available.
Accounts Receivable Financing
Sell your broker invoices outright instead of waiting net-30 to net-45.
Texas Trucking Funding Guide
How freight-corridor lenders think about cross-border and port-city carriers.
Working Capital Loans
Lump-sum funding for fuel buy-downs, insurance renewals, fleet expansion.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.