Question 1

Can Tampa hotels finance PIP work through Goliath?

Accepted Answer

Yes — PIP financing is a regular request from Tampa flag operators. When Marriott, Hilton, IHG, or Hyatt mandate scheduled refreshes on guest rooms, lobby, or back-of-house systems, the capital call typically runs $10,000 to $30,000 per key. We structure PIP capital as 12-to-24-month working capital against the property's deposits — no draws, no inspections, no construction-loan complexity. Funds clear to the operating account within 48 hours so you can phase the work around Riverwalk-event and game-day occupancy.

Question 2

How do you underwrite Tampa hotels with corporate-travel and game-day swings?

Accepted Answer

Tampa's revenue mix is unique — corporate-travel demand in Westshore runs Monday through Thursday, leisure and Riverwalk demand stacks Friday through Sunday, and game-day weekends with the Bucs, Lightning, and Rays drop predictable spikes throughout the calendar. We pull twelve months of statements and read the weekly rhythm, structuring advances so daily debits accommodate the Sunday-night Westshore corporate-vacancy reality while still capturing the Saturday Bucs surge across the bay.

Question 3

Do you fund Ybor City entertainment venues and bars?

Accepted Answer

Yes — Ybor City entertainment operators are core to our Tampa book. The historic district concentrates nightclubs, live-music venues, restaurant-bars, and event spaces along Seventh Avenue, and the revenue compression around Gasparilla, Halloween, New Year's, and college-football weekends is significant. Ybor operators with $30K+ monthly deposits routinely qualify for $50K–$300K working capital structured around the recurring event calendar.

Question 4

What's the minimum revenue for a Tampa hospitality advance?

Accepted Answer

We fund Tampa hotels, motels, B&Bs, event venues, and entertainment operators starting at $20K in monthly business deposits with six months of operating history. Riverwalk and downtown business hotels typically see offers in the $75K–$400K range, while larger Westshore and convention-area properties with seven-figure monthly room revenue can access $1M+ on 24-month structures. Smaller Ybor venues and Channelside boutiques access $25K–$150K.

Question 5

How do you handle event-driven revenue from Bucs, Lightning, and Rays games?

Accepted Answer

Tampa's three professional sports franchises drive roughly 200+ home games and event-night occupancies between Amalie Arena, Raymond James Stadium, and Tropicana Field. Channelside, Westshore, and downtown hotels see predictable game-day room-rate spikes. Our underwriters look at the seasonal overlap — Bucs in fall, Lightning fall through spring, Rays April through September — and structure advances that anticipate the rolling event-driven revenue across the calendar.

Question 6

Can a Westshore corporate hotel get bridge funding during a slow stretch?

Accepted Answer

Yes — slow-stretch bridges are one of our most common Tampa hospitality products. Westshore corporate-travel demand has predictable troughs around the December-holiday week, the August summer-slow, and any quarter when major Tampa employers pause travel. We fund 30-to-90-day bridges against forward booking pace and group-block deposits, with same-day wires available before 1 PM ET for files complete in the morning.

Capital for Tampa
hotels and venues.

Capital that reads Tampa's weekly rhythm.

The segments we fund every week

What our typical Tampa hospitality deal looks like

A direct lender that reads Florida deposit patterns.

Questions worth answering.

Related funding resources

Hospitality Funding Overview

Restaurant Funding

Tampa Business Loans

Working Capital Loans

Seasonal Business Financing

Bridge Funding

Your next chapter is one
application away.

Capital for Tampahotels and venues.