Capital for Los Angeles
retail operators.
Inventory, buildouts, and expansion capital for LA retailers — Rodeo Drive, Melrose, Abbot Kinney in Venice, Beverly Center, The Grove, Westfield Century City, the DTLA Fashion District, Koreatown, and the San Pedro / Long Beach corridor.
- 6+ months operating
- $15K+ monthly deposits
- 500+ credit score floor
- Same-day wires before 1 PM ET
Risk-free, no-commitment application. No hard credit pull to check options.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
Capital that understands a 500-square-mile retail market.
Los Angeles retail is not one market — it's a dozen of them layered on top of each other across an enormous geographic footprint. Rodeo Drive carries luxury at a global flagship scale. Melrose runs streetwear and contemporary in a way no other US corridor does. Abbot Kinney in Venice is a destination-walk boutique street that combines tourist and local affluent. The Grove, Westfield Century City, and Beverly Center anchor the tourist-heavy national-brand mall market. The DTLA Fashion District is the apparel wholesale capital of the western United States, with showrooms and cash-and-carry that drive a fundamentally different cash cycle. Koreatown carries an independent specialty market with strong Korean and Asian-American buying patterns. San Pedro and Long Beach run port-adjacent import and lifestyle retail.
Goliath funds LA retail every week. Our underwriters read Southern California deposits with a working understanding of how each of these submarkets actually performs. We don't ask DTLA wholesalers why their July deposits spike — we already know October-delivery showroom orders close in the summer.
The corridors and centers we fund every week
Luxury and flagship operators on Rodeo Driveand along Wilshire's Golden Triangle. Independent contemporary and streetwear brands on Melrose Avenue and Fairfax. Destination boutiques on Abbot Kinney in Venice. National-brand and concept-store tenants at The Grove, Beverly Center, and Westfield Century City. Wholesale apparel operators across the DTLA Fashion District and showrooms in the California Market Center. Specialty retail in Koreatown, Larchmont Village, Silver Lake, and the Arts District. Port-and-import operators in San Pedro and Long Beach.
What our typical LA retail deal looks like
A DTLA Fashion District wholesaler taking $150,000–$300,000 in August to fund October-delivery showroom orders. An Abbot Kinney boutique loading holiday inventory in September with a $75,000 line. A Melrose streetwear concept bridging a slow February with a $40,000 advance. A Westfield Century City franchisee buying out a partner with a $250,000 term loan over 18 months. These are the files we close every week across Greater LA.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
A direct lender that reads Southern California deposits.
National lenders price LA retail from underwriters who've never walked the DTLA Fashion District or driven Abbot Kinney on a Saturday. They flag the geographic spread as risk. They miss how wholesale and DTC channels actually combine to lift a storefront's underlying creditworthiness. They demand collateral on deals that should be unsecured working capital against deposits. We underwrite LA retail by people who understand how this enormous and varied market actually performs.
Our offers reflect that. LA retailers with $30K–$50K in monthly deposits qualify routinely for $50K–$100K in inventory or working capital. Operators clearing $100K+ monthly access $200K and up. Multi-store LA groups consolidating existing advances cut their daily debit obligations 30 to 50 percent on day one. No penalty for selling in a wholesale market or a tourist corridor. Just clean offers from a direct lender.
Questions worth answering.
Related funding resources
Retail Funding Overview
The full menu of products available to retail operators nationwide.
E-Commerce Funding
For LA retailers running a DTC channel alongside the storefront.
Los Angeles Business Loans
Funding for every LA industry — not just retail.
Inventory Financing
Fund DTLA wholesale buys and pre-season boutique orders.
Merchant Cash Advance
Daily-flex repayment that matches LA's mixed-channel revenue curve.
Seasonal Business Financing
Structured for the holiday peak and the January-February trough.
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.